Utilize Loyalty Rewards To Their Fullest Potential
If you shop in places that have rewards programs, you’re being a smart shopper. Do be careful that the cost of doing business doesn’t shadow the reward, though.
If you shop with a card that gives you cash back, be sure that their interest rate still makes it profitable. In the ideal scenario, you’re going to [...]
Don’t Consolidate Unless You’re Ready To Change Your Habits
If you think consolidating your bills is going to change your money situation you have to also be ready to change your spending habits. If you got into a pickle of a situation by overspending, consolidation is the perfect time to mend your spending ways.
The consolidation loan should be at a lower interest rate than [...]
Saving Money When Buying the Latest, Greatest Gadgets
If you’re someone who’s trying to reduce your debt you might be best to save buying those gadgets. Are you someone who has to have the latest cell phone, iPod or video game system? You’re probably paying more than you need to.
1. Buying something right away when it’s released means you’re paying more for it than [...]
Know Your Financial Weaknesses and Avoid Them
If you are the type of person who can’t go to a drug store for toothpaste without spending $100.00, you need to recognize that weakness. How do you resolve it? Leave your purse at home and carry with you just enough cash to get what you need. Make a shopping list!
• If you are bad with [...]